Springtime isn’t just for fresh flowers and mulch — it’s also when many homeowners open their mailboxes and find something far less pretty: a new property tax assessment.
If you took one look and thought, “There’s no way my home is worth that much,” you’re not alone — and the good news is, you’re not stuck with that number.
Let’s break it down:
🧐 What Is a Property Tax Assessment?
Every three years (on a rotating schedule), the Maryland Department of Assessments and Taxation (SDAT) estimates your home’s value. That value is then used to calculate your property taxes.
But here’s the thing: these assessments aren’t always accurate. They’re done by mass appraisal — meaning your home may be lumped into a general valuation for the area, without considering condition, renovations, or quirks.
🚨 Why This Matters
Even a small over-assessment can cost you hundreds to thousands in extra taxes over the next few years. That’s money that could go toward renovations, savings — or let’s be honest, a vacation.
🧩 Common Reasons to Appeal:
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Your assessed value is noticeably higher than similar homes in your area.
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The assessment didn’t reflect needed repairs or outdated features.
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You haven’t made improvements, but your value jumped significantly.
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Recent home sales nearby suggest a lower market value.
🛠️ How to Appeal in Maryland (It’s Easier Than You Think)
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Review Your Assessment Notice
Look for the new assessed value and appeal deadline. You typically have 45 days to file. -
Pull Comparable (aka “Comps”) Properties
Look for homes like yours that sold recently. Not sure where to start? I can help with a free CMA (comparative market analysis). -
Document Your Case
Photos, contractor estimates for needed repairs, or data showing your home’s differences from others in the area can help. -
File Your Appeal
Submit your request online or by mail through SDAT. You’ll get a hearing date — which might just be a phone call. -
Be Prepared, But Don’t Stress
These are informal hearings. You’ll present your case, and they’ll let you know if your value (and tax bill) will be adjusted.
💡 Bonus Tip:
Getting a lawyer is highly recommended, but you don’t need a lawyer or tax pro to do this. Even if your appeal is denied, there’s no penalty — just the possibility of saving money if it goes your way.
👋 Need Help?
If you’re not sure whether an appeal makes sense, I’m happy to take a look at your assessment and help you compare it to what homes are actually selling for in your area.
A quick review could save you a lot over the next few years — and who doesn’t want that?
If you need help buying or selling in Maryland contact me anytime!
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